Find Your Home !

About Me

Your Complete Real Estate Partner!!!

With over 20 years of comprehensive real estate and mortgage experience, I offer a unique advantage as your Realtor. My background as a loan officer, underwriter, and real estate agent means I can guide you through every aspect of your transaction - from loan origination to closing.

I work with trusted lender partners who offer exceptional incentives, and my clients benefit from my end-to-end service approach. Don't just take my word for it - check out my outstanding online reviews from satisfied clients who've experienced the difference of working with someone who truly understands the entire process.

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Testimonials


A Seamless Home Buying Experience with a Truly Exceptional Realtor Working with Luwiza Malunga to purchase our home at 1554 Sage Ridge Dr was an absolute pleasure from start to finish. As a buyer, I was impressed by her deep market knowledge, unwavering professionalism, and top-tier communication skills throughout the entire process. Luwiza consistently demonstrated a proactive approach—anticipating our questions, providing detailed insights on the neighborhood and market trends, and ensuring we understood every step along the way. She was always responsive and transparent, making what could have been a stressful process feel smooth and well-managed. Her negotiation skills were also impressive, ultimately securing a final purchase price that was better than expected, while still aligning with our goals. I truly appreciated her integrity, attention to detail, and genuine care for our needs. Luwiza exceeded our expectations in every way and made us feel confident and supported throughout the entire journey. I wholeheartedly recommend Luwiza to anyone looking to buy or sell a home—she’s a standout professional who goes above and beyond. If you're looking for a realtor who genuinely cares, knows the market inside out, and delivers exceptional service, Luwiza Malunga is the one! We couldn’t recommend her enough.

- Nicholas & Besa Muthuri (Buyer)

The best Agent ever!! I had the best experience ever with my realtor! She held my hands through it all, even when it got rough! I will use her over and over again!

- Mary Ekhator (Buyer)

Amazing experience Luwiza is a star! We started looking for a new home thinking it would take us 6 months, but in under a month she had found us the perfect home. Though there were many offers on the home, Luwiza was able to befriend the sellers to get an idea of a winning fair offer, which helped our offer to be accepted at the exact asking price. She was able to negotiate for help in closing costs to help buy our rate down. We will be forever grateful for this experience. My family is happy and will recommend Luwiza to anyone looking to purchase a new home.

- Tadiwa Mangadze (Buyer)

Affordability Calculator


Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.

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Based on your income, a house at this price should fit comfortably within your budget. Based on your income, a house at this price may stretch your budget too thin.
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Mortgage Calculator


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The results provided by this calculator are estimates intended for general informational purposes only and should not be considered financial advice. Sales prices are based on publicly available listing data. Down payments are estimated using a standard assumption of 20%, and interest rates are based on current market averages, which may vary. Actual loan terms, interest rates, and required down payments will depend on individual lender requirements and buyer qualifications. Please consult with a licensed mortgage or real estate professional for precise figures tailored to your financial situation. Information source from . Calculations are not made by the MLS.

Leave a message for Luwiza

Want to take the next step?
I agree to be contacted by the Virtual Properties Realty .COM office and Luwiza Malunga for real estate services via call, email and/or text. Message frequency varies. To opt out, you can reply "stop" at any time or click the unsubscribe link in the emails. Message and data rates may apply. Reply HELP for help. View Terms of Service and Privacy Policy. If you'd like to unsubscribe click here.